YOU can end the housing crisis!
INVESTIGATING THE CULPRITS
The housing crisis has been created by special interest groups
including: 1.) Big corporate real estate broker lobbyists (Sotheby,
Better Homes Realty, CBRE, Coldwell Banker, etc.) ; 2.) big corporate
developers (K&B, Pulte, Blackrock, Vanguard, Berkshire Hathaway,
etc.); 3.) NIMBY's and 4.) certain exclusionist tech billionaires want
to NEVER allow affordable housing and affordable pre-fab builders to
exist. Almost every politician, especially county planning staff, are
paid bribes by real estate broker lobbies and big corporate
developers. Tracking the stock market assets of the politicians and
their families clearly shows the bribes.
We used FBI, CIA, FINCEN-type AI-based forensic tracking software and
looked at the heads of all of the housing agencies and housing
decision "research" groups, particularly in California and New York
State. 98% of those people do not make the majority of their money
from their salaries, THEY MAKE IT FROM INSIDER STOCK MARKET PERKS and
special gifts tied back to the special interests. Why are the real FBI
not arresting them? You will have to ask The Director of the FBI that
question. You can talk to the folks that run the sites at: (
http://www.pogo.org ), ( http://www.sunlightfoundation.com ), (
http://followthemoney.org ), (http://icij.org ), and thousands of
other investigative groups and prove it for yourself! Why is the
public not demanding that stock market ownership by politicians and
their families be made illegal? Because Goldman Sachs controls public
policy more than you do?
In other words, the politicians that are supposed to be helping you
are accepting bribes to hurt you!
EASY SOLUTIONS TO THE CRISIS ARE BEING BLOCKADED
In San Mateo County, the housing agency does even fill out the forms
to apply to the State for housing funds any more. Even though, in
2021, the State has nearly $100B to give away to housing, San Mateo
has so many rich oligarchs living there that poor and middle class
housing is too much of a bother for them.
Dwell Magazine-type modern low-cost prefab homes, CREATED in
California, are blockaded by these special interest groups. Clayton
Homes, BluHomes (now killed off by special interests), Factory OS,
Homes Direct and hundreds of other California companies make off-site
manufactured homes that are nicer looking, 50% lower cost, safer,
faster to erect, more energy efficient and better than site-built
homes. The real estate and union lobbies have gotten them banned in
most counties because they are jealous of them. Powerful anti-trust
law violating real estate and union lobbiests got the zoning codes
changed to make off-site manufactured homes hard to get permits for.
If you want the best home at the best price, sue your county to demand
home equality and construction-justice.
Ensuring that our County has sufficient affordable housing for its
residents is an urgent challenge. Off-site construction serves as the
most promising tool to reduce costs and increase supply, but one whose
full potential cannot be realized or optimized without thoughtful and
intentional changes in the policy, process, and programs that support
affordable housing in the County.
Across all stakeholder groups, you always found a shared desire and
passion to address the monumental housing shortage, as well as a
collective understanding of the collaboration needed to make modular
one part of the solution. As one interviewee put it: “Everyone wants
everyone else to succeed.”
While modular may not be a panacea, nor the only innovation needed,
the County must take advantage of this opportunity to catalyze
innovation in off-site construction methods and remove unnecessary
anti-trust-violating barriers to its adoption created by special
interest groups.
Many counties just pay lip-service, window-dressing,
pretend-we-are-doing-something time to housing because their officials
are paid by big business lobbies who HATE affordable housing because
it competes with them.
Over a million Californians get $1500.00 from HUD Section 8 and
related programs but they are blockaded by lobbying from these special
interest groups from using those funds to buy a home. The HUD Section
8 Home Ownership program in California is a sham. Nobody can find the
paperwork, get the help or get the counties to pay attention when they
apply.
So there is this massively financed army of mega-powerful anti-housing
people who have huge law firms working to stop all of your good deeds
and manipulate all of your politicians and social service agencies.
HOW TO WIN THE BATTLE
As California enters what Sacramento calls: "the worst housing crisis
in 100 years!", one must look at the big picture. The U.S. housing
market is 4 million single-family homes short of what is needed to
meet the country’s demand, according to a new analysis by
mortgage-finance company Freddie Mac. The estimate represents a 52%
rise in the nation’s home shortage compared with 2018, the first time
Freddie Mac quantified the shortfall because states like California
have made home-building practically a crime.
Thousands of modern Dwell magazine-type pre-fab home suppliers can
deliver amazing modern homes for around $150K but they are
stonewalled, delayed and forced to double or triple those costs
because of anti-building rules promoted by California and now mirrored
nationally by greedy politicians. Greedy politicians take bribes from
real estate lobbies and big developer corporations who HATE affordable
homes because they don't make much profit on them.
One approach is to break-up and sue ALL of the real estate broker
lobbies and big development corporations. You can sue them and their
political lap dogs under RICO and anti-trust laws. Politicians recieve
bribes from the anti-housing bad guys as: cash, search engine rigging,
hookers, dinners and via hundreds of other forms of payola and stock
market trades. You would think that using legal tactic to take them
all down would be a slam dunk. It isn't. Those politicians control
whether or not those legal actions can get launched. So you have to be
very creative to counter-measure them. For example, you can shame them
into submission using the internet's mass media technologies.
Farmers and Colleges, especially, have tons of extra land. Farmers are
losing money on agriculture and could make far more money selling
their land for housing. Stanford University is in so much trouble for
bribery, sex abuse, mysogyny, politics and other scandals that the
State can justify taking back the Stanford campus to build housing on.
If the State of California was serious about solving the housing
crisis it would support a SIMPLE program for the hundreds of thousands
of renters, who get $1600.00 a month, forever, from HUD for tiny
rental apartments, to EASILY use that money for mortgage to build, or
buy, a small home.
By law, there is SUPPOSED to be such a program: The HUD Section 8 Home
Ownership Program, is supposed to allow this to happen, but it is
shadow-banned across the state. Most county officials don't even know
how it works or direct inquiries to dead-ends. The HUD Section 8 Home
Ownership Program must be easier to get into, easier to find out about
and no longer HIDDEN by County officials.
Don't believe it? Do a test yourself. Call the Housing agency office
in each of California's 58 counties. When someone pick's up the phone
say: "I am HUD-qualified for the HUD Section 8 Home Ownership Program.
I would like to use the program to buy or build a home in your county.
What do I need to do to complete the process?". Then experience a hell
beyond anything you can imagine. You won't get in, most likely, and it
won't be your fault.
You will be kept out. This is a federal law. It is your right to use
this law. If you already get HUD money to underwrite your rent, you
are per-qualified to use this program. Santa Cruz, Marin, San
Francisco and other snooty counties will try to stop you because using
it means you might not be white enough for their vision of high tax
revenue home owners. You might be a deplorable if you use your federal
$1500.00 for an actual home. The average mortgage payment in America
is $940.00 per month to own a home. HUD pays an average of $1500.00
per month to your landlord. Do the math! These people will build free
home inventory for California, die, and leave that inventory in
California. Why won't California help them to help solve California's
housing inventory crisis?
A person building their own home is going to make sure it is done
right if they are going to live in it. Build-your-own-home singular
home-builders can contribute to the home inventory problem faster and
more cost-effectively.
Marcia Fudge at HUD said the Biden administration plans to level the
playing field for Americans who want to buy a home by providing down
payment assistance for people to move from public housing to
home-ownership. “We will make sure those who can afford a mortgage are
put in a position to be able to buy a home,” Fudge said. “Right now we
have banks who don’t want to lend to people to buy a home for less
than $50,000″ — homes, she said, that “poor people” can afford, with
monthly mortgage payments often lower than rent.
THE FAKE INFLATED COST OF A HOME
San Francisco built brand new homes across from the Police HQ in San
Francisco and these small prefab units ended up costing hundreds of
thousands of dollars per unit: They cost twice as much as the same
unit in Austin, Texas would cost to build. Why are cities spending the
same per apartment for homeless people that you can build a 1600 sq.
ft. stand-alone single family modular home for!??? The answer is:
Cronyism. They could have cost much less but the process tripled their
cost in California.
California spends an average of $800,000.00 to build each "low income
apartment" for low income people. That is what the government pays for
each unit. If you are not aware of how much things actually cost, and
you are willing to pay all of the mark-ups and inflated numbers of
retail prices then your average cost to build a 2,600 sq.ft.
single-family home in the U.S. ranges from $240,000 to $710,000, with
most homeowners spending around $423,800 for the job.
The high cost is $1,000,000+ for a 2,600 sq.ft. custom-built home with
high-end materials, three-car garage, covered deck, and landscaping.
That million dollar+ price is for the yuppie people who pay $150.00
per month for the same tv channels that smart people get for $10.00
per month. BUT!...The build-it-yourself cost for this is $140,000 for
a 2,600 sq.ft. builder-grade home with no changes. Every time you
change even the tiniest thing in your construction plan, add
$10,000.00, or more, to your cost.
Most people only ACTUALLY need a 1,200 sq. ft. home but they can't let
go of the "mine-is-bigger-than-yours" syndrome. That build-it-yourself
modular/prefab home at 1,200 sq. ft. can be under $100,000.00 if you
are an EDUCATED general supervising contractor who hires a licensed,
top-references, electrician, carpenter and plumber to build it with
them. If you build-it-yourself without hiring those seasoned
specialists, your project will usually fail. Homes only cost a million
dollars if you are a sucker.
2 bedroom stand-alone homes can be built for $100,000.00 in costs.
Realtors, builders, developers and politicians will LIE all day long
to keep this fact from being exposed. The bribes, mark-ups, payola,
padding, profiteering, etc. make that same house cost $1.2M on the
market. For example, see:
http://ruralstudio.org/project/2020-20k-home/
In Santa Rosa California, it cost the County $268,000.00 to build a
single seat public toilet. In Alabama it costs $268,000.00 to build a
2 bedroom house.
San Francisco City Hall found that painting and servicing a white
rectangle on the ground for homeless people to put their tent in cost
the City $6000.00 per month per rectangle. That is how much a
penthouse luxury apartment with multiple bathrooms costs in Austin,
Texas. Why is building something costing more than the thing is worth?
Cronyism, kickbacks and self-dealing with buddies.
Many Housing Permit Department and City Hall people in San Francisco
have been arrested, recently, but the corrupt practices and bribery
continues without pause. Bribery of public officials often doubles the
cost of a home.
ENCAMPED HOMELESS PEOPLE DON'T WANT YOUR HELP
Even more interesting: San Francisco took over luxury hotels and
offered them to the homeless but 70% of the homeless refused to use
the free housing. 70% of the homeless refused a free home in a luxury
hotel!!! Why?
The homeless people said why, and it is documented, but NOBODY IN
SACRAMENTO EVER reads the statements or they hide the statements from
the public.
Here is why the homeless said they don't want California's free
housing:
1.) The rules to live in the housing are not rules they can, or will,
comply with.
2.) Most of them are addicted to smoking, drinking and drugs and the
"free units" have cameras and sensors that record them doing the
illicit things. They know that and won't move into a place they know
they will get arrested or evicted from as fast as they move in.
3.) The vast contracts and regulation documents they must agree to are
something they need a lawyer to explain to them and none of them have
lawyers.
4.) Many of them use sex bartering and the cameras on the units will
record sex worker activities.
5.) None of them want to be condensed into a tight space with other
crazy people because they get set-upon by the worst of the bunch.
6.) They don't want multi-unit housing! They hate it. They want
individual homes where they control the whole environment. San
Francisco is spending at least TWICE as much money for short term
solutions as it would cost for individual pre-fab stand-alone homes.
7.) Many of them are clinically insane and won't cooperate with any
form of order or "rules".
Most of all: Drug-soaked crazy people don't want any help from The
State. Families, seniors and disabled people want the help from the
SSA and Housing people and they are getting ignored.
ALL homeless people should receive a free mental health evaluation and
free therapy until their issues are resolved.
California has published a vast number of reports, at a cost of tens
of millions of dollars, listing the exact number of homeless people,
but California has never spent the $60,000.00 it would cost to ask
each homeless person the 10 questions about what they want! California
politicians in Sacramento don't actually care what homeless people
want. They care what they can scam out of a "stimulus" fund to scrape
their cut off-the-top of.
HOUSING AGENCIES (PHA'S) AND UNIONS ARE STOPPING SOLUTIONS TO THE
HOUSING CRISIS
The San Francisco construction unions and lobbies won't allow the
homeless solutions that will work. All of the special interests in San
Francisco, from unions, to rich people, to politicians, to realty
lobbies, to you-name-it, will block anything that makes housing
cheaper. They ALL make their money off of a percentage of the most
expensive property values. The Realtor lobby and the big building
lobby are probably the most powerful special interest groups in
California, after the teachers union. They HATE affordable housing.
Anything they say to the contrary is a lie. They bribe 90% of the
politicians in the state via Dark Money conduits. They are NOT going
to help solve this.
Remember when California shut down it's 400 Redevelopment Agencies
because the corruption and bribery was so out of control? It is the
same exact thing with California PHA's.
When you call top Housing agency officials in Santa Cruz, Marin, San
Francisco, Tulare and other counties to ask them what the main reason
is that poor people can't get new homes built, they all pretty much
said: "The State and County laws prevent us from building anything
these days..."
San Jose got it right by promising a one hour permit time-frame for
ADU home construction but other counties are resisting this permit
optimization effort because permits are where bribes happen!
Factory OS, Clayton Homes, Homes Direct, and an army of other factory
built home companies, have offered homes to Californians for
$150,000.00, or less, if the State will just fix the permit process
and give them a pre-order of 200 homes at a time. Banks will finance
these...if the State of California will help bundle land and
construction financing in the same package.
Marin County staff said: "We have enough open, empty fields in the
county to house every single homeless person in the State but we can't
get anything built here without a ton of lawsuits, 5 year studies and
permit hell-scapes. Every homeless person could get a modern Dwell
Magazine-style stand-alone small house if the Country Office's didn't
block every single construction project that is attempted!"
The difference between what California says, and does, is the same
difference between night and day. San Francisco is an example of how
home-building has been halted in the State. The rest of the state is
following the profiteering based blockades to keep homes from getting
built to deliver permanent supportive rental housing for people living
with a serious mental illness who are homeless, chronically homeless,
or at-risk of chronic homelessness. The government funds are rarely
ACTUALLY used to acquire, design, construct, rehabilitate, or preserve
permanent supportive housing, which may rarely include a capitalized
operating subsidy reserve.
OK, so say you don't care about the homeless people. "Screw em all"
you say. "They are low life drug users and weirdos who won't confirm
to our white picket fence social programming..."
CORRUPTION AND CRONYISM MAKE IT IMPOSSIBLE FOR CALIFORNIA TO HELP
MIDDLE-CLASS AND LOW-INCOME HOME BUYERS
Want to buy a home or buy a bigger home? Forget it, you are screwed if
you live in California. The State has, essentially, "outlawed"
construction.
You can't build a home without the process being so painful,
expensive, delayed and litigation-focused that it will ruin your life.
If the State of California was serious about solving the housing
crisis it would create a singe two to three page building permit
application, that worked in every County, that a single state office
could sign off on within 48 to 60 hours.
If the State of California was serious about solving the housing
crisis they would change the zoning codes. Nobody can build in
California without being punished for it by California and County
regulations.
If the State of California was serious about solving the housing
crisis they would turn the tsunami of state-created immigrant
unemployment into a positive, Now that California has let half of
Mexico in to the State, you have huge clusters of skilled workers
hanging around, looking for work, a few blocks away from every Home
Depot in the State. Each 20 of them can erect a move-in ready home in
one week. Give them an empty pasture and a challenge and turn them
loose with a pay-per-house incentive payment structure.
All of the programs listed at:
https://www.hcd.ca.gov/grants-funding/active-funding/index.shtml
need TRIPLE the amount of funds currently allocated and they need to
be moved into no less than 3 main programs. The current MASSIVE number
of programs guarantees that corruption, duplication, and transparency
inefficiency are at a maximum worst-case level. In all of these
programs there is nothing for the individual. Almost all of the plans
are based on the "Shove-them-all-in-a-big-concrete-building" concept.
The public does not want that. NOBODY wants to live in, or see,
multi-unit housing. The State needs to also TRIPLE the amount of
programs for the SINGLE FAMILY or INDIVIDUAL. County Housing agencies
have been found to be corrupt and motivated by bribes. If the State of
California was serious about solving the housing crisis it would put a
billion dollars of it's freebie COVID CASH from Washington, DC into
it's CalHOME fund and restart that fund.
On Broadway and Divisadero streets in San Francisco, giant mansions
house two to four people. Those structures, without changing the
outside of the buildings one tiny bit, can house hundreds of people.
NIMBY's biggest complaint is based on appearance. If you change the
inside of structures and keep the outside looking "classic", you get
the least amount of NIMBY issues. San Francisco already has ALL of the
fully constructed square footage to solve ALL of it's housing issues,
if it works from the inside out. Empty office buildings and dead
millionaire mansions can deliver the square footage.
Gavin Newsom based his election on providing millions of new homes to
California. Nobody has been able to find a single one of these new
houses he said he was going to build.
THE BIGGEST TAKE-AWAY: "NOBODY wants to live in a multi-unit concrete
building block. Multi-unit project buildings harm people's mental
state and create conflict, house gangs and they are bad socially.
These is enough empty land for everyone in California to have a 1600
sq. ft. home of their own. Change the rules so that more people at
below $100K income levels can buy or build a home and the public will
solve the housing crisis.
Until those kinds of things happen, there is no hope for the State!
Greed, payola, special interests and revolving door jobs control your
housing opportunities in the state of California. California State has
every tool, resource and dollar it already needs to solve every single
housing issue in the State except one think: "Courage". It take
courage to say "No" to the special interests. It takes courage to say
"No to the Silicon Valley billionaires. It takes courage to cut off
the spigot of Congressional bribes. Most of the federal cash that
comes to California always ends up in a politicians, or their friend's
pockets. It takes courage to say that every Californian that invested
their lives in California deserves the home in California that they
were promised. Fix the HUD Section 8 Home Ownership Program in
California. Make an office in every major city that ONLY helps people
with the HUD Section 8 Home "Ownership" Program and not just the
Section 8 "rental" program.
ALL OF THE MONEY needed to fund that is already paid out in
California, by HUD, EVERY MONTH! Give citizens their promised right to
build and own a home!
The State of California and HUD housing agencies have long lists of
“Certified”, “Qualified”, “Approved”, etc. loan brokers and mortgage
brokers that the agencies say will help low-income citizens get single
family financing.
So we called everybody on one of those lists provided by the State of
California.
In fact, those loan brokers and mortgage companies don’t want to hear
from you unless you are in a bid war on a $1.5 million dollar bungalow
for which you already have $500K, or more, in cash in the bank.
Only a small percentage of the loan brokers and mortgage brokers on
those lists had EVER done a completed subsidized home loan and even
less had any clue how to paper a HUD Home Ownership financed home
loan. Over 20 U.S. Bank mortgage brokers even refused to respond to
emails or phone calls if one used the words “Cal-FHA USDA” because, as
one unusually talkative U.S. Bank employee stated: “To us, those are
code-words for ‘poor people”, the market is, frankly, too hot for
banks to bother with the poors because we don’t make any money off
them”.
It does not matter if you have spent years trying to keep your FICO
score above 700. It does not matter that you never had a bankruptcy.
It does not matter that you have guaranteed income for life from your
government benefits. All of those things that the media told you to do
to be a “good citizen” with a good social credit score seem to be
pointless.
The loan and mortgage brokers on those lists are only on those lists
to get a few PR brownie points. They do not want to hear from you or
deal with you unless you are making big bucks in tech. They will let
you upload your information but they will do little or nothing to help
you because they lose money by helping you. They only make money off
of the big deals.
On top of that the big real estate developers like Pulte Homes,
Berkshire Hathaway (Warren Buffet), Kauffman and Broad (K&B
Homes), etc. are bribing the Governor and the heads of all of the
agencies to keep you from building a home or getting a home that is
not in one of their giant developments.
Most low-income people are the laborers who build the homes in those
big real estate developments. Those people know how to build their own
homes but State and Federal agency heads are bribed to make sure you
NEVER can build your own home. Those people know they can build an
incredible home, on their own, for under $100,000.00. You an see
thousands of videos on the internet showing people that do it every
day in any state but California. Try to build a home in California.
You will find you are blockaded at every turn EXCLUSIVELY by rules
that you have to follow but that big developers do not!
Try to buy a modular or factory build home in California ...Same
thing.
The political bosses in California have taken so many bribes from big
special interests that they can’t stop sucking on the graft hose.
Political Bribes By Special Interest Lobbyists Make California
Uninhabitable
If the state and federal government were actually serious about
solving the housing crisis, they would have a mortgage agency that
only serviced subsidized housing!
Low income people: “approved” lenders and mortgage brokers hate you
and don’t want you bothering them.
US BANK, Wells Fargo, Guild Mortgage, and all the rest, talk a good
story when they are on-camera or doing a public presentation but the
reality is that they consider you to be a “waste of their time” if you
are needing subsidized housing. They all issue press releases where
they talk about their “commitments” and “special programs” but they
put zero effort into those green-washing intentions. They only say
those things to keep the banking regulators off their backs and to
make their favorite politicians happy.
When real estate developers are paying politicians and banks to ignore
low-income people and 79% of America is now “low income”, with more
arriving daily, what chance does the public have?
The trend is edging toward disaster.
THE WORST PLAYERS IN WAR AGAINST HOMES
The incipient “Great Reset” is a multi-faceted beast. We talk a lot
about vaccine passports and lockdowns and the Covid-realated aspects –
and we should – but there’s more to it than that.
Remember, they want you to “own nothing and be happy”. And right at
the top of the list of things you definitely shouldn’t own, is your
own home.
The headlines about this have been steady for the last few years, but
it has picked up pace in the wake of the “pandemic” (as has so much
else). An agenda hidden on back pages, behind by Covid’s meaningless
big red numbers, but perhaps no less sinister.
You can find articles all over the net talking up renting over owning.
Last month, for example, Bloomberg ran an article headlined: America
Should Become a Nation of Renters”; Which praises what they call “the
liquefaction of the housing market” and gleefully expounds on the idea
that “The very features that made home buying an affordable and stable
investment are coming to an end.”
The Atlantic published “Why Its Better To Rent Than Own” in March.
Financial pages from Business Insider to Forbes to Yahoo and Bloomberg
again are filled with lists titled “9 Ways Renting is Better Than
Buying”, or similar.
Other publications go more personal with it, with anecdotal columns
about ignoring financial advice and refusing to buy your home. Vox,
never one to sell their agenda with any kind of subtlety, have a piece
titled: "Homeownership can bring out the worst in you"
Which literally argues that buying a house can make you a bad person:
"It’s the biggest thing you might ever buy. And it could be turning
you into a bad person."
So what exactly is the narrative here? What’s the story behind the
story?
The short answer is fairly simple: It’s about greed, and it’s about
control.
It almost always is, in the end.
The longer answer is rather more complicated. Major investment firms
such as Vanguard and Blackrock, along with rental companies such as
American Homes 4 Rent, are buying up single-family homes in record
numbers – sometimes entire neighbourhoods at a time.
They pay well over market value, pricing families who want to own
those homes out of the market, which forces the housing market up
whilst the Lockdown-created recession is lowering wages and creating
millions of newly unemployed.
Of course, this is motivating people to sell the houses they already
own.
People all across America have been saddled with houses worth less
than they bought them for since the 2008 economic crash, and are eager
to take the cash from private investment firms paying 10-20% over
market value. Combine an economic recession with a created housing
boom and you have a huge population of motivated sellers.
Of course, many of these sellers don’t realise, until it’s too late,
that even if they attempt to downsize or move to a cheaper area, they
may be priced out of the market completely, and forced to rent.
As such, in the last year, the private investment share of
single-family home purchases is estimated to have increased ten-fold,
going from 2% in 2018 to over 20% this year.
As more and more people are forced to rent, of course, rental
properties will be in higher and higher demand. This in turn will
drive the cost of renting up.
Market Watch has already reported that, in the last year, rent has
increased over 3x faster than the government predicted.
This problem is likely to get worse in the near future.
Congress “accidentally failed” to extend the Covid-related eviction
ban.
Which means, this weekend, while Senators adjourn to the summer homes
they probably don’t rent, the ban will officially end and a lot of
people are likely to have their houses foreclosed or their landlords
kick them out.
The newly empty buildings will be a feeding frenzy for the massive
corporate landlords. Who will descend on the banks like starving
hyenas to snap up the foreclosed properties for pennies on the dollar.
Just like they did in 2008.
None of this is any secret, it’s been covered in the mainstream.
Tucker Carlson even did a segment on it in early June.
The Wall Street Journal headlined, back in April, “If You Sell a House
These Days, the Buyer Might Be a Pension Fund”, and reported:
Yield-chasing investors are snapping up single-family homes, competing
with ordinary Americans and driving up prices
However, since then, something has clearly changed. The propaganda
machine has kicked into gear to defend Wall Street from any backlash.
No better example of this shift can be found than The Atlantic, which
ran this story in 2019: WHEN WALL STREET IS YOUR LANDLORD
With help from the federal government, institutional investors became
major players in the rental market. They promised to return profits to
their investors and convenience to their tenants. Investors are happy.
Tenants are not.
…and this story last month: BLACKROCK IS NOT RUINING THE US HOUSING
MARKET, The real villain isn’t a faceless Wall Street Goliath; it’s
your neighbors and local governments stopping the construction of new
units.
Going back to the Vox well we have: "Wall Street isn’t to blame for
the chaotic housing market" Which ran just a few days after the
Atlantic article, and is practically identical.
Both these (oddly similar) articles argue that Wall Street and private
equity firms can’t be blamed for buying up houses, and that the real
problem is the lack of supply to meet demand.
You see, all the “selfish” people who already own homes (they did say
it makes you a bad person) are blocking the construction of new
houses, and thus driving up the cost of property through scarcity.
This has been a logically flawed argument around the housing market
for decades.
That there aren’t enough houses for people to buy is patently absurd
when the US census data says that there are over 15 million houses
currently standing empty. That’s enough to house all of America’s
roughly 500,000 homeless people 30x over.
There’s plenty of houses, there’s just not enough money to buy them.
The reason for that is the same reason the California has massive
“homeless camps” in its major cities, and that so many people are
having to become renters instead of owners: wage stagnation.
For decades now, wage increases have lagged behind increases in the
cost of living. In the 1960s one full-time job could afford a decent
standard of living for a family of four or more. These days both
parents work, sometimes multiple jobs each.
It was huge amounts of financial de-regulation which created this
situation. So, whether you believe Vox’s BlackRock apologia or not,
one way or another Wall Street very definitely is to blame.
But this isn’t just about money. It never is. Just as the war on cash
isn’t just about efficiency, and the environmental push isn’t just
about climate change. Ditto veganism. It’s about control. Just like
vaccines, lockdowns and masks.
It always comes down to control.
It’s an oft-used cliche, but no less true for that, that homeowning
“gives people a stake in society”. A family-owned house is a source of
security for the future and something to leave your children. It is
also sovereignty and privacy. Your own space that no one else can
control or take away.
In short: A homeowner is independent. A renter is not. A renter can be
controlled. A homeowner can not.
It’s the same reasoning behind the way working people were encouraged
to take out loans and become debt slaves. If you limit people’s
options, if you make them rely on you for a roof over their heads, you
have control over them.
There’s a great article about this situation called “Your New Feudal
Overlords”.
Under Feudalism, land wasn’t owned by the working class, but provided
to them by landed barons, hence the term “Land Lord”. If you
disrespected your Lord, or broke his rules, or he perceived another
peasant/farm animal/crop would be a better use of the land, he could
take it back.
Essentially, the behaviour of serfs was kept in check by their
reliance on the nobility for a place to live. That’s very much the
dynamic they’re going for here.
Rental agreements can be full of any terms and conditions the landlord
wants, and the more desperate people get the more of their consumer
rights they will sign over.
Maybe you’ll agree to smart meters which monitor your internet or
power-usage habits, and then sell the data to behavioural modellers
and viral marketers.
Maybe you’ll have to agree to certain power limitations or water
shortages in order to “fight climate change”.
Maybe it will get worse than that.
Maybe they’ll go full Black Mirror style corporate dystopia. Maybe,
through affiliation programs, the mega-equity firm which owns your
rental house has ties to McDonald’s, and as such will require you to
not eat at any competing fast-food franchises, or demand you observe
at least ninety seconds of Disney advertisements per day.
Maybe it will be as simple as including vaccine status in the tenancy
agreement, making it impossible for the unvaxxed to find a home.
Maybe they just want to make poor people miserable.
After all, the super-wealthy have got all the money they could ever
need, and all the luxury they could ever use. Their living standards
are as high as physically possible. So maybe the only way they can
keep “winning”, is to start driving the living standards of us proles
down.
No air travel. No vacations. No going out at all. Live in a tiny
house, or a pod. Eat bugs. Get rid of your car. Rent your clothes. Or
your furniture. Pay taxes on sugar. And alcohol. And red meat.
They’ve been very clear about this. They’ve told you about the Great
Reset and the Internet of Things. That’s the plan.
You won’t own a house. And you’ll be happy…or else the
mega-corporation you’re forced to rent from will kick you out.
The lenders said that Wall Street Conglomerates and investment
corporations are coming in right behind the California fires and
buying up all the fixer uppers and chunks of homes so that individuals
cant get them. The contractors that made money flipping homes are
saying they can't get enough fixer uppers any more. The lenders also
said that "the lenders market is only looking at these $1.5M home
deals where people are overbidding $200K or more".
There are two conglomerates that already have people on the ground in
South Lake Tahoe and Southern Oakland making cash offers for
properties, US Bank told us. We can build a nice house for about
$100K. We have done such nice ones in the past that they were on TV.
Access to housing in the county is being limited by the conglomerates
and banks and the push by lenders to keep the over-priced housing
market going for as long as possible. Alameda County and All East Bay
counties should make these people buy houses for low income and
seniors since they are stealing all of the homes in the area:
https://nypost.com/2020/07/18/corporations-are-buying-houses-robbing-families-of-american-dream/
https://www.nytimes.com/2020/03/04/magazine/wall-street-landlords.html
https://www.theatlantic.com/technology/archive/2019/02/single-family-landlords-wall-street/582394/
https://www.wsj.com/articles/wall-street-cant-get-enough-fixer-upper-houses-11631007001
Public Comments from Readers:
- This is an excellent article which should be blatantly obvious to
all by now: Blackstone/BlackRock and the CCP are the major real estate
owners — this is the culmination of the 50-year long Rockefeller Plan,
hatched by the meetings of Rockefeller and Mao and Zhou when Nixon and
Kissinger, David Rockefeller’s minions, flew to Beijing with
Rockefeller aboard Air Force One!
Blackstone Group — founded with Rockefeller seed money by DR’s minion,
Peter G. Peterson — owned 30% of BlackRock which was spun off from the
Blackstone Group — who knows what their ownership is today?! In the
1970s Rockefeller and the Chicoms created the Rigged Market of Rigged
Markets — the control of capital/labor between these two economies,
establishing them as the top 2 economies 50 years later — eventually
merging Wall Street and the CCP, which is exactly what happened! IT IS
ALL ABOUT the ultra-concenetration of ownership — welcome to the
Global Neofeudalist State.
- Vanguard (privately owned) owns most shares of Blackrock as well as
most of the other main players. Vanguard sits at the top of the
pyramid of power and money and is THE big monopolist in this world.
See this video
https://www.bitchute.com/video/QdbvR9Wn5HFU/
- If you don’t own real property, your economic security and
independence is weakened. For the last 20 years I’ve owned at least 2
places to live just for extra safety. At this time I have 3. But then
I’ve been a real estate investor for almost 50 years.
- Good analysis. Effectively, the US Constitution was Revolutionary
because it made a statement that Individual Rights were going to be
protected for everyone. In these Rights is understood the right to
own, a key feature of real capitalism. But when we can’t make the
difference anymore between Major Corporations and Government, and
these mega corporations get into a complicit scheme to own
everything…our individual rights dissipate. Prior to the US
revolution, Individual Rights were closely correlated with social
status which is closely related to economic status. You just need to
read the Plea
(https://craigwright.net/blog/bitcoin-blockchain-tech/satoshi-and-the-sophists/)
Mega elitists such as Craig Steven Wright, the fake Satochi Nakamoto
and pretend Bitcoin creator, to understand to core of the Big Post
Covid Reset…it’s running back to your life being a Privilege
distributed by the State. In English, 2 words describe the core of our
rights: Freedom and Liberty. One carries a exogenous dimension
(Liberty), the other an
Endogenous one (Freedom). In the French language, there is no such
nuance. And Liberty and Freedom are only Liberté And it their dictum
“Liberté Égalité Fraternité”, an Individual Rights incompetency arise.
Because with these 3 words persists the idea that we are foremost a
community before being Individuals, in line with a Matriarchal
concept, but the Antitheses of the American Original vision. Is it
surprising that Sarkozy promulgated laws which made it so that even in
your House, what you say may be held against you. In France, if more
than 3 persons in a house are talking, and that one is not a direct
member of the family in the first degree, any hate speech articulated
may send you in prison and get you a fine…No sanctity in the
Household, even if you are the
owner.
- Manfred Max-Neef, the late “Barefoot Economist” from Chile, who
lectured at UC Berkeley, said 5 or 10 years ago that USAmerica was the
1st “Undeveloping Nation” and cited formerly affluent homeowners
living in vans at the curbside of their foreclosed mansions. An
analogue to this, for “dot” collectors, is what Alan Watts called over
50 years ago “the Los Angelization of the world” (himself an L. A.
resident, and as a bonus fun fact, interviewed my old man, a
profoundly corporatist lawyer — ecjlaw.com — for his services, in
1969, and declined them, despite an intro from his friend Laura
Huxley). Both the LosAngelization of the World and Undevelopment are
sorry symptoms of the same disease of Organized Greed, without an
apparent immune system or other remedy in most societies, since Intel
is busily employed with its vast armies of termites to eviscerate all
these structures, many ages old.
The controlled demolition of our societies and cultures goes on apace,
with accelerants of salivating covetousness, institutionalized sins. I
myself have always preferred the nomadic way, the street, rich with
the opportunities for unconventional wisdom, such as contented any
number of native peoples here in USA, before having even their tribal
roots and networks here largely deracinated and decimated by
“settlers”. And, even more so, “developers”. All as a fairly recent
development into this Age of Undevelopment. I met a guy 50 miles down
the coast near the seaside in Bucanneer Park, Oceanside, north San
Diego County. We talked a long time one sunny day, he told me from the
front seat of his high end Lexus luxury model how he had been living
there in his car with his cat for three years, after losing his
mansion with custom swimming pool. He had little street savvy and I
cringed while he told me, with childlike naiveté, stories of being
mistreated by all the usual suspects, health agencies, other street
people, and on and on. I tried to warn him, seeing one gnarly red flag
after another, but it went in one ear and out the other, from what I
could tell.
- Here in the US, the CDC mandated a policy to prohibit eviction of
renters for 1 year (that has just now expired). Many landlords
sustained huge financial losses or bankruptcy as their renters became
squatters. What this might portend for our biowarfare future is the
squeezing of individual/small group rental property ownership using
onerous regulation, a lack of access to financing, etc. to foster the
consolidation of rental property by mega/global corporations who will
seamlessly align with any and all tenets of The Great Reset.
- Do they not fear that creating a population that owns nothing, that
population also have nothing to lose?
- Why doesn’t anyone discuss zero to negative interest rates ? Why has
this unprecedented phenomenon been pushed by the banksters ?
- In America, the government owns your home even if you pay the
banksters off. Don’t pay your property tax and out on the street you
go.
- I’ve given this a lot of thought over the last dozen years. And done
a lot of research too. It is one of the most important mechanisms of
transforming middle-class life into out and out serfdom in America,
this taking away the possibility of home ownership. First they went
after the millennials, by way of impossible levels of student debt (so
they couldn’t buy a house), then they worked on the problem of what to
do about the existing tens of millions of homeowners. Private equity
entered into the picture big-time and since then has been at it
relentlessly. Basically, it is not possible for any normal
middle-class person to buy a home in any desirable part of the country
(and increasingly even the less desirable, more remote and
inaccessible parts), because you can’t compete with the endless cash
resources of private equity. The article is very right, and I have had
the same thesis in mind for many years: homeownership provides a form
of security, a political voice that comes from power, that the new
feudal lords have to get rid of at any cost. And they’ve succeeded
without any noise.
-IT IS ALL ownership —- not just home ownership! Who owns the banks?
In a study of the Rockefeller Financial Group back in the early 1970s
by Prof. James Knowles (impossible to find now, although once
frquently found in other book citations), Prof. Knowles wrote that the
owners of the banks was a carefully guarded secret. Once upon a time
we knew. Recall that the original primary investors in Intel, Apple
and Microsoft was the Rockefller family — who are the principal
investors today — not the investment firms of BlackRock, Vanguard,
State Street, etc., but those investing through them??? NOBODY KNOWS!
- “No property rights for private citizens” ? Why so stalinist? It’s
not necessary at all. They will just make us so poor, that we won’t be
able to own anything of relevance, everything courtesy of free market
inclusive capitalism.
https://qz.com/work/1942727/pope-francis-backs-the-council-for-inclusive-capitalism/
They are well on track, today this is home, in few years you won’t be
able to afford an electric car, carbon indulgences will impoverish us
further… People will have tooth brush and clothes of their Choice. And
be happy, yeaaaa
- …Where there’s *Rent* there are *Rentiers*…“The Cantillon
effect..The Cantillon effect was explained by Richard Cantillon (1680s
– 1734) an Irish-French economist and author of “Essai sur la Nature
du Commerce en Général” (Essay on the Nature of Trade in General). In
his Essay, Cantillon provided an advanced version the quantity theory
of money, however he also dug deeper and perceptively into the
relative inflation associated with the introduction, circulation and
velocity of money. He explained that the original recipients of new
money enjoy higher standards of living at the expense of later
recipients. This is because of inflation in asset prices e.g.
affecting house prices and rents and as a result of time lags impacted
by a disproportionate relative inflation in prices of assets and goods
decreasing value of money in the hands of non-asset holding
individuals i.e. the majority. These concepts of relative inflation,
or a differential rise in prices among different goods in an economy,
is now known as the Cantillon effect. The Cantillon effect has two
components. One is the impact of new money on differential inflation
rates between assets and consumption items and, the other, is the real
incomes and wealth effects that result in an increasing disparity in
incomes and wealth within the country. Under QE this effect has been
extreme because banks short-circuited money distribution largely to
themselves and a reduced number of large corporate customers to deal
in assets and share buy backs. It is self-evident that if rentiers
maintain a gowth in income that is ifnlation proof the state of theri
real income will constantly rise. However, this is not the case of the
state of real incomes for an increasing majority of the population.
This Bank of England “policy” has done little to help the conditions
of the working population which is becoming increasingly asset-less.
This mechansim constraining asset access and accumulation by the
majority is a driver of an inevitable future increasing inequality.”
“The nature of asset-derived income…Thostein Veblen identified the
problems we now face, back in 1921, well before the 1929 New York
Stock Exchange crash, when he examined trends in financialisation and
the growth in the rentier class in manufacturing and industry.
Financialization is the process whereby all economic considerations
are reduced to a nominal financial quantification usually measured in
the local currency or expressed in a common currency by applying
exchange rates. The crucial problem with financialization is that what
appear to be distinct policies or even schools of thought, such as
Keynesianism or Monetarism, and supply side economics are in fact
questions of emphasis on which aspect of financialization is more
significant as a policy target. These are aggregate demand (expressed
as a quantified monetary aggregate) or money supply (expressed as a
quantified monetary aggregate). Increasingly economic activities
involve so-called financial engineering where the manipulation of
numbers substitutes for real production or services where income is
received in return for little effort beyond the holding of some asset
which generates an income from those who make use of the asset. This
has created a major financial services activity that is made up of
über-rentiers.” …(Emphasis mine…)
http://www.realincomes.org.uk/classdivstab.htm …Now tell
me, what’s *Wrong* with *This* picture?… – Note the 2008-2020 QE
‘ramp’, then note the 2020-2021 *Spike*… – Then further note the L/H
scale is in 1,000s of Billions, ie: *Trillions* (…Pic from University
of Michigan’s Federal Reserve Economic Database, sourced from this
article:
https://www.zerohedge.com/political/heres-why-new-covid-relief-program-will-turn-working-class-serfs):…
…US M1 Money Supply, 1960-2021: (…Q: – Now just *Where* do y’all think
pretty much *Alla* that *Went* (and subsequently *Stayed Put*)?…)
- First time commenting here. Today I just couldn’t stand. I’ve
checked the whole article and comments for instances of ‘capitali’.
Until now just 4 instances, not a one in article. Horror!!! No wonder
we are in deep shit, since knowledge of who is banging us from behind
is almost literally absent. Century+ years ago Marx predicted,
capitalism will end in monopoly capitalism and that is exactly what we
are experiencing now. They will buy everything, they will control
everything. Sadly, even majority of the “left” would probably not
agree with me on this point, because they believe monopoly capitalism
happened during robber barons times. Never mind that concentration of
capital today is unprecedented and is just increasing. And when I hear
lamenting about feudalism…….I don’t know whether to be sad or angry.
From article: “The short answer is fairly simple: It’s about greed,
and it’s about control. ”
Sure, control, power, no doubt. But greed…..Invoking greed is
completely useless psychologization. It’s excellent time for an adage,
one profane and profound: Why a dog is licking his balls? Because he
is able to, because he can!!!! No bs about he likes it or……ability is
first. Therefore the right question is: What is the basis that allows
today monopolists to grab? I haven’t been precise enough in the third
line from the end. It’s not just that ability is first, it is a
necessary condition. To rephrase the final question, a million dollar
question, not a rhetorical question, for most people is unfortunately
like to ask what 42 means and I predict I won’t get the right answer:
What is the ultimate necessary condition for monopolists’ grabbing???
- The investor class has a powerful ally (as if we didn’t know that)
in the FHA in the US. Example: the condo community I live in now has
so many rentals that the FHA will not approve a loan. Since these are
lower end condos, FHA loan approval is absolutely crucial for a
prospective buyer. Consequently, one has almost no choice but to sell
to an investor – who is able to pay cash.
They got you coming and going.
- Yup. Ban ownership all non-resident owned property, along with the
existence of all forms of corporate stock ownership, and the “rental”
problem resolves in a flash. Of course no one backs these logical
remedies, because they’re invested in IMF and World Bank controlled
portfolios and pension funds. Who’s zoomin’ who?
- Some guy in libya did it once, does anyone remember what happened to
him? Muammar al Ghadafi. “Today there is swine flu. Perhaps tomorrow
there will be fish flu, because sometimes we produce viruses by
controlling them. It is a commercial business. Capitalist companies
produce viruses so that they can generate and sell vaccinations. That
is very shameful and poor ethics. Vaccinations and medicine should not
be sold,” he said. He went on to say that “medicines should be
free of charge and vaccinations given free to children, but capitalist
companies produce the viruses and vaccinations and want to make a
profit. Why are they not free of charge? We should give them free of
charge, and not sell them.” Muammar Gaddafi Speech To United Nations -
September 23, 2009
- Sure our equally faux Govt will soon roll out this horror show too:
https://www.rt.com/usa/530813-eviction-blackrock-great-reset/
- Hello everyone! Re: Housing market in cities. Its fckin scandalous
what’s going on in cities throughout the world. Average people who
work damned hard for their barely minimum wages can’t get the
mortgages to afford to buy at even the bottom end of the market in the
cities they were born in. They can’t save enough for a deposit cos the
prices are constantly rising. Private rentals are through the roof and
there is a very, very long waiting list for cheaper, social housing.
This is an excellent documentary I saw on TV not so long ago. Sorry I
can’t find a link for the whole film.The situation has gotten even
worse since this film was made in 2019. ‘Push’ 2019 trailer:
https://www.youtube.com/watch?v=2iLWpuZrd-I
‘Landlords without faces. Apartments without renters. A documentary
exploring the new, unlivable city. Housing prices are skyrocketing in
cities worldwide. Incomes are not. The working and middle classes are
getting pushed out of cities, while financial powerhouses use housing
as a place to park money. PUSH is a documentary from award-winning
director Fredrik Gertten, investigating why we can’t afford to live in
our own cities anymore. We follow UN Special Rapporteur on Housing,
Leilani Farha, on her quest to understand who’s getting squeezed,
who’s getting rich and why housing has become one of today’s most
pressing world issues? ‘ The film had its World Premiere at CPH:DOX,
2019, where it won the coveted Audience Award.
- I don’t know how wonderful a mortgage is. My darling ex paid for it
for a while. Though as a migrant DownUnder coming from Berlin about
75% rent. The way the city council adminsters a quarter of a million
buildings means rent doesn’t kill life off as it does in similar sized
anglo amerikanized cities like Sydney, which mortgage as the con to
freedom when you are almost dead means no life before you get there.
Saving for the deposit for instance at a time when you are twenty
something should be spent getting ripped into life. Conconvid 19-33 or
not. Sitting nowhere to save every penny because you known when you’re
old blah blah blah leaves no money to get into life. Which is perhaps
what the politicians want. As they are proving with the lock up regime
of no choice. Furthermore one’s money ought if possible to be invested
in you choice so that with a better saving amount nationally foreign
take overs will less than more. In Australia is it basically non
existent. No one invests in anything. When Darwin harbour was up for
the 99 yr lease no Australian firm, company or investors stepped up
because the money was wasted in non productive real estate. The
Chinese won the contract. Now the government is complaining that this
is the Chinese Governments infiltration of Australia. Well almost.
Implied. Apart from nearly all production DownUnder is US, UK, Holland
and then EU, Japan in minerals mainly. The Chinese have stopped buying
coal and Russian tenders have won some contracts. If the locals put
their money where their mouths were they’d have more local ownership.
A mortgage is not a life. Though the banks are laughing without having
to try it on to get your life signed away for the next quarter of
century – spent doing nothing cause you got no money. Most inner
cities compared to other societies here are basically lame.
- …Calling ’em Vampires would be granting them a generous
romanticism/glamour that they *Do Not* deserve… – Straight-up-and-down
*Leeches* is what they are, in point of fact… …- *Life-Sucking
Leeches*…
- Two phenomena are occurring in parallel, at least here in Canada. On
the one hand, in the cities, what we call “renovictions” are
multiplying and throwing hundreds of families out on the street who
can’t find new housing. New landlords like Blackrock are buying up
apartment blocks and shortly afterwards send eviction letters to
tenants because major renovation work is needed. These renovations
often involve cutting the number of units in a building by half and
turning them into deluxe apts. Current tenants can’t afford and, as a
result, many people are looking for new housing and prices are
skyrocketing. On the other hand, more financially comfortable
people, mostly retired baby boomers with good pensions, are buying
second and third homes in the countryside, which has pushed up house
prices by 20-40% in a few months. Add to this refurbishing of of
primary residences and their new second homes, which is driving up the
price of lumber and creating shortages. In addition, covid-19 has
created a buying frenzy: cars, RVs, motorcycles, electric bikes,
boats, etc., it’s completely crazy. Everything is going up except the
inflation rate. People are living like there’s no tomorrow. Maybe
they’re right. Personally I see a gloomy tomorrow.
There’s also dire staff shortages in every sector. Things are not
looking good and expect tribulations before owning nothing and being
happy.
- ‘it’s completely crazy. Everything is going up except the inflation
rate. People are living like there’s no tomorrow. Maybe they’re right.
Personally I see a gloomy tomorrow.’….. Yes Jean, I’ve been discussing
this craziness with friends for quite a while now. Zero % interest
rates on regular savings accounts, so people are being coerced into
‘investing’ with any extra cash they may have. The stock markets and
housing markets are booming it seems. Mortgage rates have been at an
all time low for years.
If (or more likely when) there is a massive crash it will be the small
‘investors’ who will suffer after naively risking all their
hard-earned savings. It may be quite lucrative for some right now, but
I don’t see how it can carry on like this. This surely can’t be a sign
of a healthy economy….or maybe it is,but only for wealthy people. I
don’t know.
- A book called The Thought Experiment shows the quantum outcome of
changing these things using thought patterning of the masses that
Google and Facebook use every second of every day: 1) Obfuscation:
Just basic confusion of one thing for another- a smoke and mirrors
game. 2) World View Poisoning: Conditioning the way people view human
nature and their own self-value. 3) Conditioning of Primal Fear: The
exploitation of primal fears. 4) Divide and Conquer Strategy:
Highlight any perceived differences between people and then exploit
those differences to create infighting so they are easier to control
and conquer. 5) Indoctrination of Education System: A left brain form
of Nazis called it mastery learning. grade school, HS and university.
Trivium and quadrivium education could counteract this. 6) Controlled
Opposition: Basic dialectics - dialectical mechanics or Hegelianism
Creating conflict that you already have an outcome management system
for. Create the conflict and wait for a type of reaction to the
conflict (usually chaotic that demands a resolution) and then you step
in and resolve it. Artificial conflict resolution. 7) Monetary System
of Control: Debt based fiat currency fractional reserve banking a
system of illusion that we call money yet people believe in it like
its a religion or god. People seem to be the most powerless to come
out of. It exists purely in the mind. 8) Control of Mass Media: If you
can control the info that people get to see hear and read you control
their perception of reality. If you limit the scope of what they can
take into their minds and awareness you limit their possibilities of
solutions. Human perception management. 9) Food and Medicine: attack
on the physical aspects of the body relates to how our brain
development goes. You affect thought and consciousness you are what
you eat. Use techniques that are damaging to consciousness through the
modern medical system 10) Illusion of Time: Very important for people
to grasp. Play on people's seeming inability to live in true present
moment awareness-- getting people to live in regret over the past or
anxiety over the future. Its a fear based technique. Takes us out of
true present awareness. Being fully present now to take on what is
happening now. If our consciousness can be manipulated into always
looking into what has happened. It takes away effectiveness of dealing
with the current situation. 11) The DHR Factor: Denial, Hassle,
Ridicule: What other people perceive about you. Denial, hassle
ridicule factor. Things are fine the way they are I don't want to rock
the boat because I may have to deal with hassle of other people. The
hassle free zone is-- I don't want all the uncomfortable aspects of
life that come with standing up for truth. These are all fear based.
Heightening those three forms of mental instability. Trap of
inactivity and not really doing anything to make things better. 12)
Religion: We need to understand these last three the best. Religion is
a form of binding. To tie back Re-Ligare tying back. Forms of modern
religion are mind control based on astro-theology. Giving people an
exoteric version of something that was once esoteric or internal.
Government is the binding on the left brain... religion is the binding
of the right brain. 13) Use of Subversive Symbolism: Based on ancient
sacred symbolism. Based on symbols that have been with us from
antiquity. Solar symbolism, life force symbols, energy, blood, or
anything we need for existence and life. They use these in modern
institutions--- banks, police, media, stores. We're drenched in it.
Basic symbols have a powerful psychic influence. They can speak to us
without words. A wordless form of communication. Connects to
occultism. 14) Problem-Reaction-Solution (Chaos Sorcery): A mass
demonstration or a public display of the dark aspects of the Hegelian
dialectic. Hegelian dialectic can be used in a positive or negative
sense. Chaos sorcery or false flag terrorism. This is ritual magic
being used openly in the light of day. You are creating a chaotic
situation in the light of day and you know it will elicit an extreme
reaction of fear and chaos that demands order be brought as soon as
possible. You are manipulating the fear in the limbic system-- people
are not in a state that they can reason. They are demanding solutions
purely out of emotions. They are in a reactive mode of consciousness.
They want the outcome of the game known before the game is played.
Interject chaos, you know the reaction its going to cause and you
know. A leap in consciousness will subvert this technique. This
technique works over and over again. Humanity won't wake up. 9-11 was
chaos sorcery.
- The astronomical prices for houses in the USA is caused almost 100%
by the Fed buying a minimum of $40 billion a month in mortgage backed
securities, the very instruments responsible for the GFC of 2008. Hard
to make this shit up. For those who are not familiar with them, the
banks make Ninja loans to deadbeats, then they immediately sell them
to the Wall Street megabanks, who package them together as MBS. In
2008 the megabanks sold them to brain dead bureaucrats who run pension
funds around the world. Now even they are to wary to buy them, so the
Fed just prints the money out of thin air and buys them, adding them
to their exponentially growing balance sheet. “Give me control of a
nation’s money and I care not who makes the laws.”~ Mayer Amschel
Rothschild [Mayer Amschel Bauer] (1744 -1812), Godfather of the
Rothschild Banking Cartel of Europe
- Fed: "That’s a nice housing market you have there. Be a shame
if somethin’ happened to it." They did much the same early last year
when they helpfully stepped in with generous loans to the flailing
paper industry. The dread virus locked everyone up, paper usage took a
tumble, the fed issued loans and bought up tumbling bonds, the year
moved on and things re-opened, the fed sells back the bonds at
interest PLUS gets the interest from the ongoing loans. Rinse, repeat,
forever.
- US Federal Reserve provided over $16 trillion in financial
assistance to some of the largest financial institutions and
businesses, in USA and abroad, a clear case of socialism for the rich.
– Bernie Sanders, 2011. Our investigation reveals that Federal Reserve
provided at least $29.6 trillion in aid. Only one of these facilities,
amounting to 12.9%, was within its mandate to protect the commercial
banking system. The rest was an attempt to rescue the shadow banking
sector, which is highly leveraged and hardly regulated or supervised.
– Andrew Felkerson & Nicola Matthews, 2011
Tagged with: Atlantic, BlackRock, Economics, finance, guardian, home
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